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The Cedar Crest Team
Sep 18, 20241 min read
Promising Outlook for Homebuyers
According to Right Move data, the average five-year fixed mortgage rate has fallen below 5% for the first time in two months.Â
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The Cedar Crest Team
Sep 11, 20242 min read
Inherited Property Ownership
Inheriting property from a late family member often carries a complex mix of emotions and financial considerations.Â
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The Cedar Crest Team
Sep 9, 20241 min read
The Future of Housing and Mortgages Under a Labour Government
As the UK enters a new era following a Labour government victory during the July 4 general election, what do we know about Labour’s approach
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The Cedar Crest Team
Sep 2, 20241 min read
Mortgage terms increasingly extending into retirement
According to recent data, mortgage terms are getting longer, with many buyers potentially still paying off their loans well into their retir
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The Cedar Crest Team
Aug 28, 20241 min read
Age is just a number, but it plays a role in mortgages
Age is just a number, or so the saying goes, but it does matter if you’re applying for a mortgage.
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The Cedar Crest Team
Aug 21, 20242 min read
Mortgage planning for Over-60s
In an evolving financial landscape, older homeowners are finding innovative ways to mitigate their Inheritance Tax (IHT) obligations, highli
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The Cedar Crest Team
Aug 14, 20241 min read
Increasing popularity of equity release among older homeowners
Many older homeowners are looking to unlock the equity in their
 properties to address a range of financial needs as they age.
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The Cedar Crest Team
Aug 7, 20241 min read
Reasons to consider remortgaging
When you remortgage, you switch from one mortgage to another on your own home.
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The Cedar Crest Team
Aug 2, 20241 min read
Mortgage deals on offer
First Homes is a government backed scheme designed to help more first-time buyers onto the property ladder.
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The Cedar Crest Team
Jul 25, 20242 min read
Understanding mortgage protection life insurance
It’s not the nicest thought,
 but if something were to happen to you, would your family or partner be able to afford the mortgage payments?
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The Cedar Crest Team
Jun 30, 20242 min read
Navigating Inheritance Tax (IHT) Through Late-Life Mortgages
Taking out a mortgage in later life to bypass Inheritance Tax (IHT) is an option that some over-60s may look to consider
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The Cedar Crest Team
Jun 25, 20244 min read
How To Thrive In The UK Buy-To-Let Sector
Discover the key steps to thriving in the UK buy-to-let sector. From financial planning to property selection, legal obligations, and tenant
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The Cedar Crest Team
Jun 19, 20244 min read
Are You Contemplating The Purchase Of Your Flat’s Freehold?
Feeling frustrated with exorbitant ground rents, hefty service charges or subpar maintenance from your freeholder?
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The Cedar Crest Team
Jun 18, 20242 min read
The Evolving Landscape Of The Rental Market
Over recent years, the rental property market has witnessed a significant surge in demand, with supply struggling to keep pace.
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The Cedar Crest Team
Jun 12, 20242 min read
New Data Reveals UK Property Profits in 2023
On average, sellers in 2023 achieved gains of £74,000, having owned their homes for around nine years.
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The Cedar Crest Team
Jun 2, 20246 min read
Boosting Your Home's Value
Enhancing your home's appeal through general tidying and refurbishments can significantly increase its attractiveness to potential buyers.
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The Cedar Crest Team
May 28, 20245 min read
First-time home sellers
Taking the leap to sell your home for the first time can be intimidating.
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The Cedar Crest Team
May 23, 20242 min read
Unveiling the First Homes scheme
Introduced in 2021, First Homes is a government-backed scheme designed to help more first-time buyers onto the property ladder.
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The Cedar Crest Team
May 19, 20243 min read
Are you paying more than you need to on your mortgage?
Purchasing a home is often the most significant investment individuals make in their lifetime.
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The Cedar Crest Team
May 14, 20242 min read
How Loan-to-Value (LTV) ratio affects your mortgage?
When purchasing a home, the amount you borrow is often represented as a percentage of the property’s value – this is known as the Loan-to-Va
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