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Promising Outlook for Homebuyers
According to Right Move data, the average five-year fixed mortgage rate has fallen below 5% for the first time in two months.Â

The Cedar Crest Team
Sep 18, 20241 min read
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Inherited Property Ownership
Inheriting property from a late family member often carries a complex mix of emotions and financial considerations.Â

The Cedar Crest Team
Sep 11, 20242 min read
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The Future of Housing and Mortgages Under a Labour Government
As the UK enters a new era following a Labour government victory during the July 4 general election, what do we know about Labour’s approach

The Cedar Crest Team
Sep 9, 20241 min read
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Mortgage terms increasingly extending into retirement
According to recent data, mortgage terms are getting longer, with many buyers potentially still paying off their loans well into their retir

The Cedar Crest Team
Sep 2, 20241 min read
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Age is just a number, but it plays a role in mortgages
Age is just a number, or so the saying goes, but it does matter if you’re applying for a mortgage.

The Cedar Crest Team
Aug 28, 20241 min read
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Mortgage planning for Over-60s
In an evolving financial landscape, older homeowners are finding innovative ways to mitigate their Inheritance Tax (IHT) obligations, highli

The Cedar Crest Team
Aug 21, 20242 min read
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Increasing popularity of equity release among older homeowners
Many older homeowners are looking to unlock the equity in their
 properties to address a range of financial needs as they age.

The Cedar Crest Team
Aug 14, 20241 min read
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Reasons to consider remortgaging
When you remortgage, you switch from one mortgage to another on your own home.

The Cedar Crest Team
Aug 7, 20241 min read
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Understanding mortgage protection life insurance
It’s not the nicest thought,
 but if something were to happen to you, would your family or partner be able to afford the mortgage payments?

The Cedar Crest Team
Jul 25, 20242 min read
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Navigating Inheritance Tax (IHT) Through Late-Life Mortgages
Taking out a mortgage in later life to bypass Inheritance Tax (IHT) is an option that some over-60s may look to consider

The Cedar Crest Team
Jul 1, 20242 min read
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Are You Contemplating The Purchase Of Your Flat’s Freehold?
Feeling frustrated with exorbitant ground rents, hefty service charges or subpar maintenance from your freeholder?

The Cedar Crest Team
Jun 20, 20244 min read
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New Data Reveals UK Property Profits in 2023
On average, sellers in 2023 achieved gains of £74,000, having owned their homes for around nine years.

The Cedar Crest Team
Jun 13, 20242 min read
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Boosting Your Home's Value
Enhancing your home's appeal through general tidying and refurbishments can significantly increase its attractiveness to potential buyers.

The Cedar Crest Team
Jun 3, 20246 min read
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First-time home sellers
Taking the leap to sell your home for the first time can be intimidating.

The Cedar Crest Team
May 29, 20245 min read
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Are you paying more than you need to on your mortgage?
Purchasing a home is often the most significant investment individuals make in their lifetime.

The Cedar Crest Team
May 20, 20243 min read
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How Loan-to-Value (LTV) ratio affects your mortgage?
When purchasing a home, the amount you borrow is often represented as a percentage of the property’s value – this is known as the Loan-to-Va

The Cedar Crest Team
May 15, 20242 min read
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Meet The Team: Stephen Couch
With 20 years of experience in the financial and UK mortgage industry, I have helped clients buying property.

The Cedar Crest Team
May 9, 20241 min read
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Re-imaging homeownership in retirement
Heralding a substantial shift in living, lifestyle and priorities As you approach the golden years of retirement, you may find yourself...

The Cedar Crest Team
May 6, 20243 min read
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Understanding Stamp Duty
A simple guide and the numbers you need to know Stamp duty, or to give it its full name, Stamp Duty Land Tax, is a tax that applies to...

The Cedar Crest Team
May 1, 20243 min read
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How Energy-Efficient Is Your Property?
Opportunities and challenges British homeowners encounter Research has shed light on British homeowners’ opportunities and challenges...

The Cedar Crest Team
Apr 24, 20242 min read
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